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To fill out a Continuing Education Application to be approved by the Kansas Mechanical Review Board go to the CEU Approval Tab and follow instructions.
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BUSINESS INSURANCE | LIFE | DISABILITY
Federated Mutual Insurance Company • Federated Service Insurance Company*
Federated Life Insurance Company • Federated Reserve Insurance Company* • Granite Re, Inc.*
*Not licensed in all states.
Risk Management Corner – Property/Casualty and/or Workers Compensation subjects
HR Question of the Month – a Human Resources-related question and answer from independent HR legal professionals
It’s Your Life – concepts related to Life and Disability insurance
Attached are links to articles provided by Federated Insurance:
Risk Management Corner tackles subjects related to workplace safety
HR Question of the Month provides a human resources-related question and answer from independent legal professionals
It’s Your Life discusses concepts related to life and disability income insurance
Share these articles with your members via links on your website, direct e-mails, e-newsletters, and in your print publications. Risk Management Corner and It’s Your Life articles, which include .jpg and .pdf versions, remain on our website for a year. The HR Question of the Month will be replaced each month.
As you consider how to best use these articles, please include all copyright, disclaimer, source citations, and corporate ID information when reproduced in any medium. If you have questions, please contact your Federated account executive.
Federated Insurance appreciates our relationship with your association and your members. We look forward to providing your members with insurance and risk management services!
October 19–25, 2020, is National Estate Planning Awareness Week. The purpose of this annual event is to educate the public about what estate planning is and remind us why it can be so important to our financial wellbeing and to the wellbeing of our families after we’re gone.
According to the National Association of Estate Planners and Councils, the purpose of estate planning is to “develop a strategy that will maintain the financial security of individuals through their lifetime and ensure the intended transfer of their property and assets at death, while taking into consideration the unique circumstances of the family and the potential costs of different methods.” 1
Did you catch all that? It’s no wonder that an estimated 56 percent of Americans don’t have an up-to-date estate plan!
In simpler terms, there are a number of important issues that you could address with a properly drafted and executed estate plan:
If you are a business owner, a properly drafted estate plan can also help to ensure your business transfers according to your wishes at your death, disability, or retirement. Whether you plan to gift your business to your children, sell your share to your business partners when you retire, or sell to a third-party buyer or key employee, a plan crafted by your attorney with appropriate legal documentation is instrumental to helping plan for a smooth and effective transition.
If it is important to you to help provide for your family’s future, now is a perfect time to create an estate plan or update your existing plan. An attorney who specializes in estate and business succession can meet with you to discuss a wide range of planning options and help you develop a plan that fits your needs. For more information, ask your Federated marketing representative for a referral to a member of Federated’s network of independent attorneys.
This article is for general information and risk prevention only and should not be considered an offer of insurance or legal, financial, tax or other expert advice. The recommendations herein may help reduce, but are not guaranteed to eliminate, any or all losses. The information herein may be subject to, and is not a substitute for, any laws or regulations that may apply. This information is current as of its publication date and is subject to change. Some of the services referenced herein are provided by third parties wholly independent of Federated. Federated provides access to these services with the understanding that neither Federated nor its employees provide legal or other expert advice. All products and services not available in all states. Qualified counsel should be sought with questions specific to your circumstances. All rights reserved.
Published Date:October 19, 2020